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Posted by Bilazarian Group on 5/18/2019

Summer is coming soon!  Time for vacations and activities! Time for fun and relaxation! Do you know one very important thing you can do to guarantee your ability to relax?  Planning—in particular having a plan in place for emergencies while you are at home and away. 

When you are planning for children or even a new pet in the house – you look around and you start to see where the potential problems can be hiding.  You child-proof or puppy-proof your home in order to make it a safe place. We can’t really make the entire world outside our home a safe place, but we CAN agree on a plan as a couple or family or extended family group on what to do “just in case”. 

Of course,we all have cell phones that allow us to be in constant contact with our significant others, our children, our parents, our aunts and uncles, our friends.   Did you know that you can create a Contact Group in your cell phone that includes important people to contact in an emergency? You can include not just your local police and fire,but significant members of your family to contact, professionals you may need, your health and other insurers? Already built into most cell phone contacts app is an option at the top of the screen to create a “Group”.  Click on it and ICE – IN CASE of EMERGENCY group may already be there.   You can also put together groups of your choosing – Family, Close Friends, specific groups towhich you are a member.  If you only do one contact group in your phone, do ICE.

That’s it,we’ve got cell phones, we are all set. Not quite.  We also know that in some emergency situations, power will be out and the cell won’t be able to be recharged.  What if the cell service itself is out?  That has happened in some minor and major catastrophic events.  Do you have an alternate plan? All of your contacts should include email as well as phone and all of them should also be maintained somewhere on paper – yes, paper! 

As a household, do we always have a special place for important papers? Where are our birth certificates, passports and banking information kept for easy access in case of emergency?  Where is the deed to our house? Our homeowner’s insurance policy? Important contacts for repairsand legal or other professional needs?  Ofcourse, all of these items could be stored in scanned format in the cloud for access from any computer or eventually replaced, but who do you contact?  Do you have an emergency plan wallet card?  That seems the smallest, least inconvenient manner to maintain a list of important numbers “just in case”.  

Here are some examples of those types of cards to keep in your wallet from FEMA (Federal Emergency Management).  (click)

If you clicked the link you will notice some other important things to consider, in particular, a place to meet up during an emergency – a place in your home, a place in your neighborhood, a place in your town and a place out of town such as a relative’s home. If we all know where to go during an emergency situation to find our family, we will eliminate a portion of the anxiety that can slow us down during a natural or other disaster. 

Consider this as you are going on vacations to busy amusement parts or taking part in marches and gatherings of large proportion – do you have an event specific plan for that day?  Agree as a group on that plan before you leave the house or upon arrival at the location.  And don’t laugh at those families that dress alike at amusement parks – they can easily spot members of their group.

Once you contact a relative to get approval for making their home the out-of-town location to meet, offer to reciprocate. If you explain what you are doing, you can create a ripple effect of safety planning among those you know and care about. 

There are other things you can also do to prepare for emergencies – Click here for other free guides and plans from FEMA.   Please have the safest of Summers! 


#safety #familysafety #safeinacrowd #emergencyplan




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Posted by Bilazarian Group on 5/16/2019

Building your own home can be a big undertaking, and when you're considering this option, as opposed to buying a finished house, you'll consider several factors like design features, cost to design, building quality and timeline. When it's completely said and done the numbers certainly add up, and you'll be looking at several additional months to a year before you can move into your new home. While you're looking at building your home, consider going modular. Far from the off-putting idea of living in a trailer or mobile home, prefab home design and construction has come a long way in the last decade, and there are some genuine advantages to selecting a modular home for your new property. 

Affordability.Modular home builders are constructing multiple homes at the same time, in a controlled environment. They have readily available materials, workforce and time that cut down on the initial costs to build your home. Even with the expense of transporting the pieces of your home to your land modular homes are incredibly cost-effective. Whether you are looking for a home you can buy under 100k or looking to get a 12 million dollar mansion for 2 million dollars buying a prefab home helps you stay within your budget and get more bang for your buck.

Timeline. Your prefab home construction takes place in a controlled weather environment. Builders aren't subject to changes in weather that damage materials and delay deadlines. Unlike residential builders who specialize in stick-built homes, your modular home builder is building many houses at the same time, at the same location, so they usually have an abundance of materials on hand and recurring order and delivery dates with their suppliers. This process helps to prevent the delays caused by delayed deliveries to the build site, sold out suppliers or lack of accessibility to the build site. If an accelerated timeline is important to you a modular home can help you make that expedited move-in date. 

Quality control. Here again, a controlled building environment is a tremendous positive of prefabricated homes. You don't have to worry about finding warped or rotted boards or a crew working through miserable weather. Prefab building facilities can employ more technology to assist builders and ensure exact measurements, cuts, and precision of craftsmanship. Stable factory conditions improve the health and safety of workers allowing them to produce their best work. As with all homes, your modular home will be reviewed by an independent inspector to make sure it meets all building codes.

If you've found a property that you like and are considering building your own home speak with your lending agent and realtor about your modular home building options.




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Posted by Bilazarian Group on 5/9/2019

Looking to buy a house in the near future? If your answer is "Yes," you may want to start reviewing housing market data. That way, you can gain the insights that you need to make data-driven decisions throughout the homebuying journey.

Ultimately, there are many housing market data that you'll want to assess as you prepare to buy a house, such as:

1. Mortgage Interest Rates

Mortgage interest rates fluctuate constantly. As such, if mortgage interest rates are low, you may want to move quickly to capitalize on them.

Meeting with banks and credit unions generally is a great idea if you plan to buy a house. These financial institutions can keep you up to date about mortgage interest rates and help you get pre-approved for a mortgage. Then, once you have a mortgage in hand, you'll be ready to pursue your dream house.

2. Average Amount of Time That a House Stays on the Real Estate Market

Differentiating between a buyer's market and a seller's market often can be difficult. Fortunately, if you examine the average amount of time that houses are listed in your city or town, you may be able to determine whether you're preparing to enter a buyer's or seller's market.

In a buyer's market, houses may be listed for many weeks or months before they sell. Also, these houses may be sold below their initial asking prices.

Comparatively, in a seller's market, homes may be available for only days before they sell. Homes that are available in a seller's market may be sold at or above their initial asking prices as well.

3. Prices of Houses in Various Cities and Towns

If you're open to living in a variety of cities or towns, you'll want to evaluate the prices of houses in many areas. That way, you can narrow your house search accordingly.

Oftentimes, homes in big cities are more expensive than those in small towns. On the other hand, big cities may provide quick, easy access to a broad range of attractions and landmarks that you simply won't find in small towns.

If you are ready to check out housing market data and begin a home search, it pays to hire a real estate agent too. In fact, with a real estate agent at your side, you should have no trouble enjoying a quick, seamless homebuying experience.

A real estate agent is happy to provide you with a wealth of housing market data. Plus, a real estate agent will teach you the ins and outs of buying a house. He or she also will keep you up to date about new houses as they become available and negotiate with a seller's agent on your behalf to ensure you can acquire a terrific house at a fair price.

When it comes to buying a house, it helps to be informed. If you assess the aforementioned data, you can obtain comprehensive real estate market insights to help you throughout the homebuying journey.




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Posted by Bilazarian Group on 5/2/2019

Thinking of buying a new home, building your dream home or remodeling the home you have? Before you reach out to your nearest real estate agent, find a building contractor or raid your local do-it-yourself home improvement store, gather and refine all your ideas in one place by creating an idea book.

As the name says, an idea book is a collection of all the ideas you have for your new home or remodel. It should include notes about what rooms you need, but also include things like the style. Do some research online or in magazines to determine what features you like and with what kind of home style they go. Include pictures of these features in case they are called something different so that you and your professional help, be it real estate agent or builder, knows what you are looking for in a home. Think about colors, size, layout and everything else you can think of to create the perfect home. 

Analog Idea Books

For many, this old-school method is the way to go. Get a notebook or a stack of paper and start writing things down. Then browse home design catalogs, real estate brochures and anything else you can get your hands on, cut out pictures and descriptions that appeal to you and glue, tape, staple or tuck the photos between the pages, so they don't get lost. If you'd rather see all your ideas at once, try tacking them to a corkboard or use magnets to stick your pictures and notes to your refrigerator. If you want to get extra extravagant with your idea book, get yourself a scrapbook with slip sheets and decorative pages.

Digital Idea Books

Websites like Houzz, Pinterest, and Photo Stream offer a way to keep your digital ideas all in one place. The photo collage layout of an online idea book lets you see your thoughts in one place like a corkboard, but organize them using folders and tags more like in a physical book. A lot of contractors and real estate agents prefer these online idea books since they are easy to share and help them understand what exactly you want.

Where to Start?

At first, you might think that it is just too much. There are so many styles, windows, furniture, and colors you simply don't know where to begin. That's just fine. Start with everything you like. Its easier to pare down your ideas once you've got examples of everything in front of you. You can help this process by grouping the ideas by room type: exterior in one place, backyard and landscaping in a second, kitchen, bathroom, bedrooms, living room all in their individual folders or collages. Its also a good idea to cross reference your likes and dislikes by color, feel and even which member of your family came up with the idea.

As you progress, you’ll start to notice you gravitate toward certain types and styles including specific windows, rooflines, and color schemes. When the same kind of drawer handles shows up in seven of your ten favorite bathroom cabinet styles, it’s a sign that you like that style a lot. You can go as specific as you want with your idea book, or you can leave your options wide open, but get some basic parameters around what you do and don’t like.

Once your book is ready, find your real estate agent or builder and show them what you want!




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Posted by Bilazarian Group on 4/25/2019

Moving can be fun, exciting, and stressful all at the same time. With so many things happening and so much to keep track of, it can be easy to get overwhelmed.

 When you’re stressed and trying to multitask, there’s also an increased risk of personal injury and damaged belongings.

 While it may seem worth it to overlook safety in order to save time or money on moving day, it’s important to remember that you and your family’s health and well-being is much more important than saving a few minutes or dollars.

 In this article, we’re going to give you a few simple moving day tips that will help keep you and your belongings safe so you can rest easy on the first night in your new home.

 Ask for help

Many moving day injuries result from one person attempting to lift, carry, or move items that really require more hands. It’s easy to see how this mistake is made. Everyone is busy with their own tasks, whether they’re packing boxes or cleaning.

To avoid injury when lifting items, know your limits and always ask for help. If you don’t feel comfortable moving heavy items, now is no time to push yourself--you’ll be needed throughout the day, so depend on your family or hired movers.

Plan your route

Many damages and injuries occur when we haven’t properly prepared. Know the terrain of the place you’ll be carrying your items to. Plan ahead for the size of staircases, dangerous hills, or ruts in the ground. Put safety cones down in dangerous areas so no one is hurt or drops fragile items.

Load your truck wisely

Whether you’re moving far away or just a few blocks, a lot can go wrong once the truck starts moving. However, even if you don’t have many fragile items inside, there’s the risk of boxes toppling on you and your family when unloading the truck if the boxes haven’t been stacked wisely.

First, try to keep boxes lighter than what you’re comfortable carrying. It’s easier to move more boxes than to struggle with one particularly heavy one.

For heavier items, utilize equipment like dollies, hand trucks, and furniture sliders to protect you and your belongings.

Finally, practice smart loading and unloading techniques in your moving truck. Load the heaviest items (like appliances) first, and put lighter boxes on top of them. Think of loading like a game of Tetris--always aim for a strong foundation to stack on top of to avoid boxes falling on you or each other.

Take breaks

On moving day you may be on various deadlines, whether it’s moving trucks or getting things unloaded before sunset. However, it’s important that you take several breaks while loading and unloading, especially if you’re moving on a hot day.

First aid

Sometimes, even if you do everything right, mistakes can happen. It’s important to be prepared for when they do. Make sure you have a first aid kit in your moving truck that contains unexpired first aid supplies.

Be sure to have your cell phone handy and know the location of the nearest hospital in case of an emergency.

If you follow these tips, you should be on your way to having a successful, injury-free moving day.




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